Whether you're a first-time homebuyer, a seasoned homeowner, or looking to refinance your home loan mortgage, BECU can help. Schedule your home loan appointment today. . BECU has personal Mortgage Advisors to help. You can also check out our loan options below, and find toolkits, calculators and other helpful resources. . You can open new .
A mortgage that enables the borrower to acquire a property, rather than refinance or pay for home improvements. Refinancing The process of obtaining a new mortgage, usually at a lower rate, to repay and replace an existing mortgage. Construction A lender offers one combination loan with a single loan …
Opt to use Bill Payment for bills outside BECU loans, including utilities, cell phone, retail credit cards, medical payments and more. Scheduling your bills in the Bill Payment service allows you to see all your non-BECU bills in one place, plus there's no need to remember multiple logins.
Instead of scrambling to cover 3% of a home's down-payment cost (depending on your loan program), eligible BECU members need only come up with 1% – BECU pays the rest of the down payment. To offer an example, if you secured a home loan worth $300,000, your down payment would only be $3,000 instead of $9,000.
Happily, lenders allow potential homebuyers to purchase a home with a lower down payment in exchange for a mortgage insurance fee, or, PMI. Because credit unions (like BECU) return profits to members in the form of fewer fees and lower rates, a credit union typically charges a smaller PMI fee.
BECU offers competitive interest rates on home loans as well as low rates on auto, boat and rv loans. With better rates and fewer fees, BECU offers attractive alternative to traditional loan products.
At BECU you don't pay an origination fee on conventional fixed-rate or adjustable-rate mortgage home loans for purchase and refinance transactions** Let's Take a Look at Your Options: Fixed-rate loans are available for 10, 12, 15, 20, or 30-year terms.
Loans & Mortgages; Planning & Investing; Business Banking; BECU & YOU; Everyday Banking; Loans & Mortgages; Planning & Investing; Business Banking; Search; Locations; Support; Login to BECU Online Banking Welcome to BECU Online Banking. Please sign in with your User ID and Password: User ID : Password . Forgot your Password? Forgot your User ID .
We also offer unique mortgage loan options such as FHA, VA home loans, land loan options, 30-year fixed high-balance loans, and a special option called Homeready Mortgage that offers expanded and flexible options for qualifying income, limited credit and/or down payment. Check out our Unique Loans to see if these options are right for you.
Home Loan programs, terms and conditions subject to change without notice. REFINANCE YOUR LOAN TO A 12-YEAR NO-FEE BECU MORTGAGE . If you owe $484,350 or less on your mortgage, you can take advantage of the current historically low refinance rates - and pay no BECU closing costs or fees out of pocket! Apply now. The BECU 12-Year No Fee Mortgage .